I need to have a minor procedure done and I had to pay in advance, which met my deductible so now I’m trying to think of any other medical things I can have done before the end of the year 😂. Also medical procedures seem to be one of the few things that charge you up front before they even do the procedure. It’s a little scary because I think their thought process is, if we don’t get our money up front and he dies we’ll never get paid.
Also I have money in my HSA but I was looking at that as part of my retirement savings since the HSA is tax free when you put it in and when you take it out it’s in someways better than even a 401k (either Roth or Traditional). Am I better off leaving my money in the HSA for retirement, when I am sure I will have plenty of medical expenses, and using other funds now, or paying with HSA funds now?
Also I have money in my HSA but I was looking at that as part of my retirement savings since the HSA is tax free when you put it in and when you take it out it’s in someways better than even a 401k (either Roth or Traditional). Am I better off leaving my money in the HSA for retirement, when I am sure I will have plenty of medical expenses, and using other funds now, or paying with HSA funds now?