I hate to break it to you kid, but that schedule ain't exactly the SEC West.
It would take a total collapse for UCF to finish with a worst record in 2021. The ceiling is undefeated. The floor may be 10-2. It's been YEARS since UCF lost to ECU or Tulane.
Kentucky, which Gus owned, regularly beats the hell out of Louisville.
The toughest game UCF plays is Cincinnati. The Bearcats have won 44 games the past four seasons. Since 2019, their only losses are to the 2021 national champion, the 2020 national champion, the 2020 national runner up, and back-to-back games against Memphis.
EDIT: I will take this one more step. Prior to last season, UCF (Auburn, 2017) and Western Kentucky (Arkansas State, 2012) are the only Group of Five programs to ever beat Gus. In 2021, Navy beat Gus on the road with a true freshman quarterback making his first collegiate start along with the best SMU team since they suffered the death penalty and CFP participant Cincinnati.