Where are you all putting your excess income these days?
Stocks, bonds, index funds, 401k/IRA's, commodities, crypto, real estate, art, UberEats
Stocks, bonds, index funds, 401k/IRA's, commodities, crypto, real estate, art, UberEats
Investments
- Thread starter MACHater02
- Start date
We've been SINK (single income, no kids) for 5 years now, plus I took a major pay cut, so other than existing land investments, plus maxing my Roth IRA, Roth 401K and 401K -- plus my +$6K 'make up' plan begins in just a few more years -- trying to stay 25% bond/money, 25% employer stock (regional bank), 50% stock (about 20% non-Americas).
I miss the crypto bus. That was on me. I also should have put money into Amazon and a few others.
I miss the crypto bus. That was on me. I also should have put money into Amazon and a few others.
Yuge believer in index funds ~>50-80% of my total allocation, I keep telling myself to tilt more to value and small cap, but meh. This bull is getting a little too long for my liking. Feel like it's greater fool territory so kind of tapering for the next "crash"
I enjoy playing individual stocks so several quasi Berkshire holdings: WFC, KO (naturally), AAPL, then mostly fun short term technical chart plays with a dash of oversold value-ish gut plays like Under Armour for $13.00 (a whopping 15 shares should've been more conviction with that one, ha)
I enjoy playing individual stocks so several quasi Berkshire holdings: WFC, KO (naturally), AAPL, then mostly fun short term technical chart plays with a dash of oversold value-ish gut plays like Under Armour for $13.00 (a whopping 15 shares should've been more conviction with that one, ha)
I'm almost there. Am looking to put 10% in just as a 'safety net.'silver and gold
I kick myself over Amazon and crypto as well. I've been thinking of putting $1000 into an ipo or 2 each year hoping one becomes the next unicorn.
I put a big chunk of every paycheck straight into my brokerage account and use dollar cost averaging to buy the same stocks and ETFs. Blue chips, QQQ, XLF, XLE, etc. I have no need for this money any time soon and my tolerance for risk is plenty high in any near term movements. Since 2010 a lot of these are up in the vicinity of 60-90% with some having doubled.
I bought FCX during the collapse in oil prices and it's returned nearly 80% since.
Keep it simple and stop trying to time the market.
I bought FCX during the collapse in oil prices and it's returned nearly 80% since.
Keep it simple and stop trying to time the market.
Probably better putting it all on black. #notracist
I wish I had a surplus of disposable income when I was looking at Netflix, Tesla, and Bitcoin back 10 years ago.
Feel like both of those aren't "moaty" enough. They both have several good enough quality competitors vs. a faceberg. I hope there's a rebellion against them at some point. Rooting for some geek who can make something better.
I put a good amount into my 401k which is a target fund. My brokerage account I'm a bit more risky.
I don't have the same gut feeling about those two. I use onedrive over dropbox. I do love spotify but there is a lot of competition out there and tons of artists that complain of the pay spotify provides... sorta scary.
Max out my Roth TSP in the L2040 funds, add a little extra in a vanguard lifecycle fund. The rest of the savings goes to paying off my house. Approximately equal amounts precious metals for super conservative and crypto for super risky. And some real "precious metals" (lead and brass) for ultra conservative growth (aka SHTF investments). A couple hundred in single stocks of a few companies I like as play money via Robinhood. Free trades FTW.
I put my money in Toys R US gift cards and Bitcoins.
Smart man. Index funds are the way to go. You’ll get a blend of value and growth stocks too.
I just got a sweet email from a Nigerian prince about helping him out so my retirement is all taken care of.
Ever since I moved my Roth to Merrill Edge I’ve 30 free transactions in a month easy enough to swing trade. One of my fav long term holdings, MCHP, channels beautifully ~10% of my position of it I’ll buy and sell intermittently. Early in May noticed it way oversold, in... out last week. Rinse repeat.
Have you checked to assure that no Jews or Zionists are running these funds?
Ha unavoidable. Been over for a long long time. Alls can is try and keep up, point out the obvious when you can & keep on keepin on.
TGT sold off bigly in to some nice support ~70, mid May. Nabbed some @ 71.10. Looking to exit at around resistance ~77.60. Easy game.
