Finally had it happen to me. Was served from payday lender legal this afternoon a day after returning from vacation. Really soured my mood going back into the work week after 12 days off.
It was for a $2,600 registration loan that has ballooned up to $6,700. No notices were ever detected thru the 3 major bureaus, I didn't get any collections calls/confirmation of a loan request from the soft pull etc. The vehicle was in a car accident 3 weeks prior to the registration loan being taken out last November. The vehicle was actually at a collision center in the process of being totaled out. Maybe it's coincidence but I have my doubts. Sucks regardless and time and likely $$$ I'm gonna have to waste to prove it wasn't me.
Just a reminder to freeze your credit reports when not actively looking to apply.. Especially important when your sending out lots of personal info from a life event so im eating my own words toght now even with credit monitoring in place.
It was for a $2,600 registration loan that has ballooned up to $6,700. No notices were ever detected thru the 3 major bureaus, I didn't get any collections calls/confirmation of a loan request from the soft pull etc. The vehicle was in a car accident 3 weeks prior to the registration loan being taken out last November. The vehicle was actually at a collision center in the process of being totaled out. Maybe it's coincidence but I have my doubts. Sucks regardless and time and likely $$$ I'm gonna have to waste to prove it wasn't me.
Just a reminder to freeze your credit reports when not actively looking to apply.. Especially important when your sending out lots of personal info from a life event so im eating my own words toght now even with credit monitoring in place.
