New Day Care Scare Tactics for Toddlers?
- Thread starter YouSeeEffer
- Start date
When I approached them about it, I didn't raise hell. I just asked them to look into it. No hard feelings. 
Oh they did. Just pay attention to the dirty looks she gives you now. She's gonna stare you down every day.
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I'm sure I will soon enough.
It's not that bad. It sounds like a lot when you state it as an annual sum, but looking at it monthly is much more reasonable. I'm sure many women can stop everything and be a stay at home mom, but I know my fiancée couldn't do that. So daycare it'll be for us. Most new moms that I know do this and they really like it since it allows them to keep a career, keep some sanity, and it actually really helps with development of social skills for the child.
Also, I really don't know, but is there some type of tax break for child care expenses?
and that's for just one kid! I see some families dropping off checks for over $400 a week!
We take up to $5,000 a year out of our checks and put into a special account that you can use for daycare that is pre-tax.
We take up to $5,000 a year out of our checks and put into a special account that you can use for daycare that is pre-tax.
Yes there is a tax break. For us it was about the combination of beginning social skills and learning . We always kept ours in a place that had lots of classroom and learning time , not a glorified babysitting service. In the end it was worth every penny.
$12k a year is a lot no matter how much you don't want it to be.
You say you spend that on hunting and fishing. You won't be when you have a kid in daycare.
$12k a year. That is a payment on an Alfa Romeo, Land Rover or Porsche Boxter. Think of that for a second. You are going to give the guy who owns Star Child or La Petite or Little Miss Sunshines Daycare an Alfa Romeo to watch your kid and hopefully get them to read before they go to school. Makes that number seem a little more concrete.
I am not saying it wasn't worth it, but to discount it like it is nothing when you haven't had to pay it because you are single with no kids is narrow minded.
You say you spend that on hunting and fishing. You won't be when you have a kid in daycare.
$12k a year. That is a payment on an Alfa Romeo, Land Rover or Porsche Boxter. Think of that for a second. You are going to give the guy who owns Star Child or La Petite or Little Miss Sunshines Daycare an Alfa Romeo to watch your kid and hopefully get them to read before they go to school. Makes that number seem a little more concrete.
I am not saying it wasn't worth it, but to discount it like it is nothing when you haven't had to pay it because you are single with no kids is narrow minded.
Thanks for again posting without actually reading what I f*cking wrote. Bravo.
I've already explained how in context $12K per year is not all that bad when broken down to a hypothetical % as part of a monthly take home. And in the context that you want your wife to continue having a career and use daycare as the way to do that.
Also, a part you skipped over again, if I were to have kids tomorrow I could pay for this comfortably. As in, I've already run the numbers and determined this. Not because I've filthy rich, but because myself and my fiancée have avoided an excessive mortgage or the idiot expenses you listed above (Bravo again on using a Porsche car payment for comparison here, btw. Really spot on with that one). Your comparison doesn't make anything concrete- it's comparing 2 things that have absolutely no relation and no correlation.
You've got a $12k annual expense whereby $5K is apparently eligible for pre-tax special treatment. That's manageable, unless you're buying ridiculous luxury cars, of course.
I'm dropping off a check tomorrow for two weeks in the amount of $897. It's worth EVERY. SINGLE. PENNY. Not only does my wife keep her career, but our kids get socialization and education. I'm amazed at what my two year old knows every day thanks to what they are teaching her. She also has no issues going up and making new friends.
Honestly, it's finacially a little painful and we aren't saving as much as we'd like, but it's really not that bad. We only have one car payment and a very manageable mortgage while still saving to take great vacations and living a lifestyle we are happy about. Sure, I couldn't jusify four ESC tickets this season because of it, but that's ok life will still go on and I'll still have a blast at UCF games.
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Honestly, it's finacially a little painful and we aren't saving as much as we'd like, but it's really not that bad. We only have one car payment and a very manageable mortgage while still saving to take great vacations and living a lifestyle we are happy about. Sure, I couldn't jusify four ESC tickets this season because of it, but that's ok life will still go on and I'll still have a blast at UCF games.
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85 is correct . You plan for these things as much as possible then adjust as necessary as you go . It's amazing how easy it is sometimes to shave surprising amounts of expenses from your everyday life . Often simple things like giving up soda etc , if you have filtered water at home through the fridge making your own water bottles instead of buying at work , play or on the road . When your ice make gets full bag it up in your freezer to use in coolers . Buying items on sale thatcher will need later instead of waiting and paying full price . These all sound dumple but there are many more and after a while they start to add up when you are in a position you need to save money . Our kids college is taken care of . They probably have around 4k each in investment accounts from birthday gifts etc . Doesn't sound like much but when they get older it will be substantial if all goes well . We don't make huge sums of money but found says to accomplish things like this
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