I am not afraid of Covid, and I have gotten the Vaccine. I worked every day until I retired in July, only wore mask inside public buildings that asked that they be worn. ( I don't think a cloth mask does anything) N95 or better probably does help some. I no longer wear a mask in public buildings other than Doctor offices that won't let you in without one. I do still try to give people space in stores when I can do so. I am 66, odds are something is going to kill me in the next 20 to 25 years. If Wuhan does it, well thats life. More people have died that are over 80, than have died under the age of 65. I am going to live what life I have left not act like it is the end of the world. People under the age of 50 and healthy are crazy to be freaked out over this. The Flu is worse.