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Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
It's all relative. I would hardly call myself upper class but compared to you 85 I'm in the upper .000000001%.Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
Right you're the best message board millionaire that we've ever had. We're all in awe of your extensive wealth*Originally posted by Sir Galahad:
It's all relative. I would hardly call myself upper class but compared to you 85 I'm in the upper .000000001%.Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
Is $70K a year getting a family everything they need today compared to what middle-class families had 30+ years ago?Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
$70K as a household income for 1-2 kids is doable if you live in Florida. I know people who are doing it right now.Originally posted by chemmie:
Is $70K a year getting a family everything they need today compared to what middle-class families had 30+ years ago?Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
I'm not trying to start any debate here, just raising a question. In my eyes, a family bringing in $70K isn't living all that comfortably now adays. New cars are over $15K, homes mostly over $200K, food prices are up, gas, childcare, education, healthcare, etc...
Even being "middle-class" doesn't really cut it anymore.
Doesn't that raise a red flag to you? That the bottom 70% of people (roughly) can barely afford to save anything for their retirement because they are just making ends meet? This isn't poor people "freeloading" or whatever, these are normal working people. Teachers, firemen, police, etc.Originally posted by UCFKnight85:
$70K as a household income for 1-2 kids is doable if you live in Florida. I know people who are doing it right now.Originally posted by chemmie:
Is $70K a year getting a family everything they need today compared to what middle-class families had 30+ years ago?Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
I'm not trying to start any debate here, just raising a question. In my eyes, a family bringing in $70K isn't living all that comfortably now adays. New cars are over $15K, homes mostly over $200K, food prices are up, gas, childcare, education, healthcare, etc...
Even being "middle-class" doesn't really cut it anymore.
But yes, it's tight. There's little room for error and it really makes saving/investing difficult.
I recently saw a graph that said the majority of low and middle income people have 90% of their wealth in their home, whereas people in the top 20% have the wealth spread out (where the home is less than 30% of their wealth), and the top 5% barely factor their home into their total wealth.
A family of four could live pretty comfortably on 70K imo. They shouldn't be buying $200K homes. The first few years out of college I was making less than 30K until my sales picked up. I had a mortgage and truck payment and all the other stuff and was fine. The problem is no one knows how to budget anymore and keep spending until the checking account is at zero on payday. It costs about $5k per kid per year and the govt gives you $4k of that.Originally posted by chemmie:
Is $70K a year getting a family everything they need today compared to what middle-class families had 30+ years ago?Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
I'm not trying to start any debate here, just raising a question. In my eyes, a family bringing in $70K isn't living all that comfortably now adays. New cars are over $15K, homes mostly over $200K, food prices are up, gas, childcare, education, healthcare, etc...
Even being "middle-class" doesn't really cut it anymore.
It all depends on how you calculate wealth. First let me say that message board has nothing do with my wealth, second, I would hardly call myself rich.Originally posted by UCFKnight85:
Right you're the best message board millionaire that we've ever had. We're all in awe of your extensive wealth*Originally posted by Sir Galahad:
It's all relative. I would hardly call myself upper class but compared to you 85 I'm in the upper .000000001%.Originally posted by UCFKnight85:
Unfortuantely your opinion is negated by virtually every analysis of this topic.Originally posted by USFSucks:
Well, then be tickled. I don't think a $150-$200k salary is upper class by any stretch of the imagination.Originally posted by UCFKnight85:
I don't know, but I'm still tickled when people claim that $150-200K salary is middle class.
150K puts you in the 85th percentile. $200K puts you in the 96th percentile.
The "middle" aka the 20th to 60th percentile, spans between $20K per year to $70K per year.
But you've done it soooo many times!!Originally posted by Sir Galahad:
second, I would hardly call myself rich.
No, I just say I'm better than you.Originally posted by chemmie:
But you've done it soooo many times!!Originally posted by Sir Galahad:
second, I would hardly call myself rich.
I wish I could find daycare for $150/wk.Originally posted by Game_Day_Sports:
Bob come back when you have two kids and a wife.
Daycare = $150 per week per kid. That is $7,200 just so you can get to work. Activities all run $100 per month for sports or ballet or stuff like that. You still have to feed them and clothe them.
Older kids? The schools hit you up for $100 a month minimum for donations fees or field trips. Sports are $200 every couple of months and clothes are more expensive the taller they get.
Live in Orlando and homes are $200k or rent at $1500 to $1700 a month for a three bedroom that you need with 4 people in your family. $70k is tough but not impossible if you live like our parents did with eating at home instead of out and going on modest vacations.
No doubt. We pay a little over $32k a year here in Chapel Hill for 2 kids, which I believe works out to ~$670.00 per week.Originally posted by UCFRogerz:
I wish I could find daycare for $150/wk.
Or you could live like their parents and not have a 3 bedroom house with 4 people and not shuffle your kids off to dance and whatever else and oh by the way not need daycare because you've only got one parent working or your parents live with or near you. Let's all be honest, damn near every person in America enjoys a much better life than 60 years ago. It's just that we strive for so much more or feel we're somehow entitled to it. At some point, it's going to collapse on us.Originally posted by Game_Day_Sports:
Bob come back when you have two kids and a wife.
Daycare = $150 per week per kid. That is $7,200 just so you can get to work. Activities all run $100 per month for sports or ballet or stuff like that. You still have to feed them and clothe them.
Older kids? The schools hit you up for $100 a month minimum for donations fees or field trips. Sports are $200 every couple of months and clothes are more expensive the taller they get.
Live in Orlando and homes are $200k or rent at $1500 to $1700 a month for a three bedroom that you need with 4 people in your family. $70k is tough but not impossible if you live like our parents did with eating at home instead of out and going on modest vacations.
Agreed, sk8. My parents were pretty poor while I was growing up and I am always amazed at how well they did with their extremely limited income. My mother could swallow a penny and sh!t a mile long wire strand. I don't think I could do it since I've developed some relatively "bad" lifestyle spending habits over the years as my income rose.Originally posted by sk8knight:
Or you could live like their parents and not have a 3 bedroom house with 4 people and not shuffle your kids off to dance and whatever else and oh by the way not need daycare because you've only got one parent working or your parents live with or near you. Let's all be honest, damn near every person in America enjoys a much better life than 60 years ago. It's just that we strive for so much more or feel we're somehow entitled to it. At some point, it's going to collapse on us.Originally posted by Game_Day_Sports:
Bob come back when you have two kids and a wife.
Daycare = $150 per week per kid. That is $7,200 just so you can get to work. Activities all run $100 per month for sports or ballet or stuff like that. You still have to feed them and clothe them.
Older kids? The schools hit you up for $100 a month minimum for donations fees or field trips. Sports are $200 every couple of months and clothes are more expensive the taller they get.
Live in Orlando and homes are $200k or rent at $1500 to $1700 a month for a three bedroom that you need with 4 people in your family. $70k is tough but not impossible if you live like our parents did with eating at home instead of out and going on modest vacations.
How many times are you going to say things like this against all facts and studies?Originally posted by Sir Galahad:
Once again, it depends on what you call middle class. Some people call middle class being able to do things for their kids like sports and dance class, live in a nice house and go on a vacation once a year. I don't see that as something that is asking too much and a family making $75,000 to $100,000 would fit that description. Now that same family making $300,000 a year does not make them rich, it just makes them upper middle class. I have always said, if you need to work to continue your lifestyle, you're not rich.
Some people have no control over where their parents live (or if they are even still alive) and might need a second income to make ends meet. It's not always as easy as some make it out to be. And there is nothing wrong with having your kids involved in something (not everything) but something. It's all about choices and living within one's means to the best of their ability.Originally posted by sk8knight:
Or you could live like their parents and not have a 3 bedroom house with 4 people and not shuffle your kids off to dance and whatever else and oh by the way not need daycare because you've only got one parent working or your parents live with or near you. Let's all be honest, damn near every person in America enjoys a much better life than 60 years ago. It's just that we strive for so much more or feel we're somehow entitled to it. At some point, it's going to collapse on us.Originally posted by Game_Day_Sports:
Bob come back when you have two kids and a wife.
Daycare = $150 per week per kid. That is $7,200 just so you can get to work. Activities all run $100 per month for sports or ballet or stuff like that. You still have to feed them and clothe them.
Older kids? The schools hit you up for $100 a month minimum for donations fees or field trips. Sports are $200 every couple of months and clothes are more expensive the taller they get.
Live in Orlando and homes are $200k or rent at $1500 to $1700 a month for a three bedroom that you need with 4 people in your family. $70k is tough but not impossible if you live like our parents did with eating at home instead of out and going on modest vacations.
The problem is that "middle" seems to be a moving target.Originally posted by UCFKnight85:
How many times are you going to say things like this against all facts and studies?Originally posted by Sir Galahad:
Once again, it depends on what you call middle class. Some people call middle class being able to do things for their kids like sports and dance class, live in a nice house and go on a vacation once a year. I don't see that as something that is asking too much and a family making $75,000 to $100,000 would fit that description. Now that same family making $300,000 a year does not make them rich, it just makes them upper middle class. I have always said, if you need to work to continue your lifestyle, you're not rich.
I don't give a shit what you do or don't want to do with your money. I'm only looking at the statistical facts of what income is concentrated where in this country and in what percentile.
You're delusional and ignorant if you think that $300K per year is "upper middle class". A household income of $300K statistically puts someone in the 98th percentile in the US. Which of course means that a whopping 2% of the country makes more than them.
There's nothing middle class about that. You see, to be "middle class", you need to have an income that is actually in the middle percentile of what the country makes.
$300K per year is statistically amongst the wealthiest in the entire nation. Upper, upper class at best.
We can never have a rationale debate on this subject if clowns like you keep insisting that ultra wealthy people are in fact in the middle class.
??????????????Originally posted by ucfMike:
No doubt. We pay a little over $32k a year here in Chapel Hill for 2 kids, which I believe works out to ~$670.00 per week.Originally posted by UCFRogerz:
I wish I could find daycare for $150/wk.
It's not moving, we just have some idiots on here. Sir Galahad has flaunted his wealth to us at every opportunity, and now he is claiming he's middle class. Median household income for the US is like 55k, yet 300k is middle class.Originally posted by fabknight:
The problem is that "middle" seems to be a moving target.Originally posted by UCFKnight85:
How many times are you going to say things like this against all facts and studies?Originally posted by Sir Galahad:
Once again, it depends on what you call middle class. Some people call middle class being able to do things for their kids like sports and dance class, live in a nice house and go on a vacation once a year. I don't see that as something that is asking too much and a family making $75,000 to $100,000 would fit that description. Now that same family making $300,000 a year does not make them rich, it just makes them upper middle class. I have always said, if you need to work to continue your lifestyle, you're not rich.
I don't give a shit what you do or don't want to do with your money. I'm only looking at the statistical facts of what income is concentrated where in this country and in what percentile.
You're delusional and ignorant if you think that $300K per year is "upper middle class". A household income of $300K statistically puts someone in the 98th percentile in the US. Which of course means that a whopping 2% of the country makes more than them.
There's nothing middle class about that. You see, to be "middle class", you need to have an income that is actually in the middle percentile of what the country makes.
$300K per year is statistically amongst the wealthiest in the entire nation. Upper, upper class at best.
We can never have a rationale debate on this subject if clowns like you keep insisting that ultra wealthy people are in fact in the middle class.
This is one classification chart that I'm glad to be just above the line. Those age charts are starting to hate me though...Originally posted by UCFWayne:
I think this picture is somewhat accurate.
What if that is against her religious beliefs? Maybe she's a devout Catholic that actually practices what she preaches?Originally posted by UCFKnight85:
chemmie- here is the problem. Most people ARE wreckless and stupid with money, and put themselves in the financial holes that they're in.
Just today in the TBO I read a story about a poor single mother who could barely make ends meat- and then I read that she has 13 kids. 13!! At some point, don't you think this woman should have cut off the baby making
That's insane. I pay $600 a month for afterschool during the school year and the same for summer camp at the great taekwondo studio here in town. They've been fantastic.Originally posted by ucfMike:
No doubt. We pay a little over $32k a year here in Chapel Hill for 2 kids, which I believe works out to ~$670.00 per week.Originally posted by UCFRogerz:
I wish I could find daycare for $150/wk.
If she's practicing what she preaches, Catholic and single mother just doesn't work, unless she's widowed.Originally posted by Whataknight:
What if that is against her religious beliefs? Maybe she's a devout Catholic that actually practices what she preaches?Originally posted by UCFKnight85:
chemmie- here is the problem. Most people ARE wreckless and stupid with money, and put themselves in the financial holes that they're in.
Just today in the TBO I read a story about a poor single mother who could barely make ends meat- and then I read that she has 13 kids. 13!! At some point, don't you think this woman should have cut off the baby making
Yea, doubt that's the case here.Originally posted by Whataknight:
What if that is against her religious beliefs? Maybe she's a devout Catholic that actually practices what she preaches?Originally posted by UCFKnight85:
chemmie- here is the problem. Most people ARE wreckless and stupid with money, and put themselves in the financial holes that they're in.
Just today in the TBO I read a story about a poor single mother who could barely make ends meat- and then I read that she has 13 kids. 13!! At some point, don't you think this woman should have cut off the baby making
100% correct.Originally posted by C-MontCityKnight2:
85 is such an idiot. I make $500k per year, but that is definitely middle class. Where does $500k on the scale of $0 and $1,000,000? THE MIDDLE! Idiot.
If you think you could have 4 kids, 4 cars, a lake house, a vacation house, take 4 vacations year, and not live paycheck to paycheck of $500k then you are full of d doo.
Posted from Rivals Mobile
You're a freaking moron. There is a huge difference between making $400,000 than $4,000,000 a year. My day to day life might be better than 99% of Americans in terms of spending but if I stopped working my life would change over night. That means I'm not rich and while you want to put people in categories like middle and upper class its all BS. If you have to work, you're not rich.Originally posted by UCFKnight85:
Sir G has repeatedly bragged about being a 1%'er (which is fine, I don't give a shit) but now insists he's a middle class person.
I've definitely never seen someone so eager to make sure that everyone on a message board knows they're wealthy in "real life".